LadyB Zippy Wallet Bubble Gum

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Cal(vin)哥'x - or CALGORIX is a personal sharing space of thoughts that matters to Calvin Ng, the owner of this site. Also think of this site as your PERSONAL HELPDESK; while i may not be able to help you with all your problems, i have TRUE FRIENDS who are willing to go the extra mile to help any of you.

DISCLAIMER: If you have money issues, go to a bank, a loanshark or someone else whom you can con. I can coach you how to create wealth but not interested to work with free-loaders.